3D Printers, What Will it Mean to Business and Your Investments?

Taking a reflective walk down memory lane about 3D printers, I find that it’s a short walk from my dentist to my laptop.  Several years, ago I had a cap glued onto a molar. It was created from several pictures relayed to a 3D laser that cast a duplicate of the missing top of my tooth from a raw [...]

Do You Know The Best Ways to Protect Credit and Debit Accounts?

Life is busy, so sometimes people let their guards down when it comes to using credit cards safely. So here are 10 things you should do to help make sure no one steals your credit and debit card information: Use cash more often for such things as buying fast food and gasoline. Some thieves attach [...]

Victim of the Target Data Breach? Here’s What To Do

Millions of Target customers as well as those of several other retailers recently were victims of data breaches over the holidays. If you were one of them, you should know what to do. If you used plastic at any of them, especially Target, monitor your account daily, login online, to check out if [...]

Merits of Auto Clubs Roadside Assistance and Maintenance

Auto clubs like AAA, MCA and Better World Club, offer very useful benefits, such as roadside assistance and towing. Many of them today are offering much more, including car repairs. In addition to clubs, other competitors have entered that market place, including credit-card issuers, insurance [...]

News Flash: 2014 Flexible Spending Accounts Have Option for $500 Rollover

Do you have a special tax-advantaged savings account for health care expenses? There are several types of them to which the federal government permits employees and employers to contribute: Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), Medical Savings Accounts (MSA), and Health [...]

5 Key Items to Help You Achieve Your Goals in 2014

Here is a great list of 5 things you can do, so that you WILL achieve your goals in 2014.  Most people don’t seem to be able to keep resolutions beyond a few months, but if you do these things I know you will reach your goals. Commit to Not Quit:  Whatever goals you set for the coming year, [...]

Bargain Grocery Shoppers to Get More Aldi’s

These days there are many more techniques to shop for groceries, compared to our parents when we were kids. The latest one gaining in broader acceptance and use are the bargain chains. I will tell you about them and Aldi and their expansion plans in a moment, but lets review the various ways people [...]

Great Last Minute Gift Idea

I hate shopping, but I love to be creative. So when I got this idea for a gift, my heart leapt for joy!  Fun to do this, and glad that store was conquered. This year, on one side of our family, we are doing a minimal gift exchange for $25. It is so hard to come up with a good idea, that doesn’t [...]

Is Black Friday a Retail Illusion?

The Wall Street Journal reported today Black Friday : A Retail Illusion, The Dirty Secret of Black Friday Discounts, is merely a manipulative ploy aimed to get you to buy things you think are at the lowest cost of the year. In actuality, retailers are really smart, they know how to price things, [...]

Savings Throughout the House, Room by Room: Frugal Kitchen

Second article in a series featuring many ways to save money in every room of the house. From the basement to the attic: today’s article provides some tips for saving money in the kitchen. Countless articles here and other blogs cover ways to save using coupons and knowledge of the game of grocery [...]

50% Off eFinPLAN for Veterans

I appreciate the service, commitment and sacrifice veterans have made to our country and its people.  To honor you, we are offering 50% off the regular cost of eFinPLAN of $49 semi-annual, so that all interested veterans can get a comprehensive financial plan for only $24.50. We created eFinPLAN in [...]

Savings Throughout the House, Room by Room: Laundry Room

Second article in a series featuring many ways to save money in every room of the house. From the basement to the attic: today’s article provides two great ways to save money in the laundry room: detergent and spot remover. Laundry detergent can be rather expensive, easily costing $10 or much more [...]

Savings Throughout the House, Room by Room: Basement

This series of several articles will feature ways to save money in every room of the house. From the basement to the attic, including the kitchen, bathroom, laundry room, closets and garage. Sometimes money savings articles can be hard to follow, because they connect various areas of life, but for [...]

How To Buy a Good Used Car for Under $5,000

I friend recently wanted to buy a new car, and went to several used car lots; one in particular was called J.D. Byrider. They had a nice used 2005 Chevy Cobalt listed for $14,000, when it was advertised other places for $4,500 – $5,500.  The car was triple over-priced because they sell cars to [...]

What to do with Extra Paychecks

Many people are paid every two weeks, so August may be one of the two months this year you will get an additional paycheck. If you are married and your spouse works outside of the home and paid the same way, then that may mean 2 extra paychecks this month.  However, if you don’t plan, this money [...]

Great Articles from InvestSense

I have been following the blog InvestSense, written by a full time financial planner and investment adviser, and an attorney, for a few years now. I find his articles refreshingly frank, helpful, non-self promoting, educational and intelligent- cutting through much of the baloney the investment [...]

The Power of Negative Thinking

This article kind of flies in the face of the popular feel good ‘positive thinking’ philosophy, but before you jump to any conclusions, read on. Also, this has many ramifications to personal finances, which I will get to at the end of the article. The Power of Positive Thinking made popular by [...]

Weekending Financial Scorecard

Here’s the most important financial data that you need to know to be fairly well informed. Each week I post the weekending scorecard of data for 8 financial markets and 10 economic indicators. As of 4/26/2013: The week stocks, crude oil futures, and gold came up a little, while interest rates slid [...]

The Insanity of Long-Term Car Loans

It has been reported that 7 and 8 year car loans are becoming the norm. This isn’t surprising, when you consider that the cost for a new mid-size family car, mini-van, hybrid, or small SUV can easily be $25,000, and it is not uncommon that if nice features are added they can easily cost $30,000 – [...]

Weekly Financial Data Report

Here’s the most important financial data that you need to know to be fairly well informed. Each week I post the weekending scorecard of data for 8 financial markets and 10 economic indicators. As of 4/19/2013: The week was bumpy in stocks, crude oil futures came down quite a bit, as did gold and [...]

Easter Week Blog Round Up

Here are some great articles from other personal finance blogs I follow, check out these them out for the best interest rates, secure online transactions, 11 great tools, devices to lower auto insurance premiums, and 2009 tax refund. 11 great tools everyone should have, from Money Talks News 15 [...]

How to Save on Razor Blades

Men’s razor blades can be very expensive, easily costing $15 to $35 for a package of replacement cartridge blades- however I may have found a couple of cheaper solutions: one is an online service called Dollar Shave Club (DSC). I cringe every time a single item at the grocery store costs $15 or [...]

7 Great Articles from Other Personal Finance Blogs

Here are some great articles from various personal finance blogs I follow, from insurance to good coffee makers, and from cheap nutrition to entrepreneurial success. 7 Inexpensive Powerhouse Foods to Add to Your Diet for National Nutrition Month, from PT Money Why Frugality Matters, from the [...]

Extended Warrantees and Buyer Protection Plans

Is buying extended warranties a good idea? Sometimes they are called buyer protection plans too. The general consensus from almost all financial planners, writers and personal finance personalities like Dave Ramsey and Susan Orman is that they are a rip-off. Most products come with some sort of [...]

Hedonic Adaptation

Hedonism isn’t a word we use very often. If loosely defined it means happiness achieved through feeling pleasure. Many psychologists say that one of the greatest barriers to happiness is ‘hedonic adaptation.’ When you are getting ready to buy something, you anticipate the pleasure it will bring. [...]

The Whys and Hows of Budgeting

In this article I will answer these important cash flow planning questions: Why don’t people budget? Why should people want to budget? What will happen if they do? How to get started easily? Why don’t people budget? It is because you (don’t fear, we have tips below to help you overcome your [...]

How To Opt Out of Credit Card Offers

Does your mail box fill up with offers from credit card companies? Sometimes they will mail you checks and pre-approved credit cards. It is annoying, and its also a waste of time to go through them. You must also shred them to be sure no one steals your identity. Those of you with an ecology [...]

March Money Madness, Who Wins?

And you thought March Madness was only about basketball! March is a mad month for money, particularly this March, because the month is full of extra money but also of extra challenges–more than most months. Jon White tweeted last week about #2 below and it got me thinking. Thank you, Jon, [...]

Gullible Consumers Buying Bad Products

Have you ever bought a product but later discovered it was a piece of junk? Trevor Moore is a comedian that demonstrates how gullible some consumers are. He hocks awful products that he creates that don’t work. His brand Winnovations comes up with all kinds of ridiculous products that people [...]

7 Great Articles from the Blogosphere

There are many great personal finance blogs that publish articles on a vast array of subjects. Check out some of these really informative recent blog posts: Should you trade in or sell your car? From One Money Design 4 Investment alternatives to equities, from Money Smart Life What you should or [...]
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